If you have suffered a loss that is covered under your insurance policy, you will need to file a claim.
JS&SONS will help you every step of the way, as we know dealing with storm damage can be a stressful.Your insurance company will then send an adjuster to confirm the amount of damage. Once the value of the damaged property has been assessed, you will be offered a settlement amount.
If it is not sufficient to cover your losses, JS and Sons Construction can speak to your insurance company on your behalf. Your insurance policy provides replacement cost coverage for some or all of the loss or damage to your dwelling or structures.
It is important to understand what type of policy you have.
Insurance proceeds is the amount agreed with your insurance company of what it takes to repair your home. The insurance company will take the deductible out of your check. You will have to pay out of your pocket the policy amount of your deductible. Homeowner is responsible for all upgrades and decking replacement.
Severe roof damage, like shingles ripped off the roof or tree branches down, is obvious, but minor damage may be difficult to detect with an untrained eye. Get a roof inspection from a trained professional at JS&SONS to assess the hail damage on your roof or follow our helpful tips.
Significant wind can cause shingles to blow off the roof deck. Missing shingles can lead to leaks and other interior damage. Other roof wind damage may not be easy to see, especially if the adhesive seal that provides a water-shedding surface is broken. Always be safe when checking for roof damage. Call a professional from JS&SONS for assistance.
As high winds pick up debris and send it flying, it can land on your roof, causing significant risks. Items such as tree branches, trash, and other potentially dangerous items can be picked up by the wind and hurled into your roof, causing dents, broken shingles, or a caved-in roof depending on the size of the debris and the speed it is travelling at impact.
Your roof is one of the most important aspects of your home. It protects you, your family, your possessions, and the rest of the home structure. Fire is one of the worst things that can happen to your home – and if the roof is badly damaged or destroyed, everything it protects can be exposed to the elements and ruined. Fortunately, there are precautions you can take to reduce the risk of this type of damage to your roof.
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